How Apex Folio Handles Your Information

1. Scope of This Privacy Policy

Apex Folio respects the privacy of its visitors and aims to handle personal information responsibly.

This Privacy Policy applies to information collected through the Apex Folio website and describes how information may be collected, used, disclosed, retained, and protected.

This Policy does not govern independent websites, publishers, advertisers, affiliate providers, or other third-party services that may be linked to or accessible through Apex Folio.

2. Information We May Collect

Information You Provide Directly

Apex Folio may collect personal information that you voluntarily provide when you contact us, submit an inquiry, provide feedback, or otherwise communicate with us.

Depending on the interaction, this may include:

• Your name
• Your email address
• The subject and contents of your communication
• Other information you choose to provide

Information Collected Automatically

When you visit Apex Folio, certain technical and usage information may be collected automatically by the website, hosting providers, analytics technologies, advertising providers, or other services used to operate the website.

This may include:

• Internet Protocol (IP) address
• Browser type and browser settings
• Device type and operating system
• Pages viewed and links clicked
• Date and time of visits
• Referring and exit pages
• Approximate location derived from technical information
• Cookie, advertising, device, or similar identifiers
• General website interaction and usage information

Information Received Through Service Providers

Certain service providers used to host, operate, measure, secure, advertise on, or otherwise support Apex Folio may collect information through their own technologies and make certain information available to us.

3. How We May Use Information

Apex Folio may use information collected through the website for legitimate website and business purposes, including to:

• Operate and maintain the website
• Provide and improve website content and functionality
• Respond to questions, feedback, and inquiries
• Understand how visitors use the website
• Measure website traffic and performance
• Maintain security and prevent misuse or fraudulent activity
• Troubleshoot technical problems
• Support advertising and affiliate functionality
• Maintain appropriate business and operational records
• Comply with applicable legal or regulatory requirements

4. Cookies and Other Electronic Technologies

Apex Folio and service providers used on the website may use cookies, pixels, web beacons, server logs, local storage, trackers, IP addresses, and similar technologies.

These technologies may be used to:

• Operate website features
• Remember certain settings or preferences
• Understand visitor activity
• Measure website traffic and performance
• Support security and fraud prevention
• Measure or deliver advertising
• Track referrals through affiliate links

You may be able to control cookies through your browser settings and through any privacy or consent tools made available on the website.

Blocking or deleting certain cookies may affect website functionality or the availability of certain features.

5. Advertising and Google Services

Apex Folio may display advertising provided by third-party advertising services, including Google advertising products such as Google AdSense.

Third-party vendors, including Google, may place or read cookies on visitors’ browsers or use technologies such as web beacons, IP addresses, and other identifiers in connection with advertising provided through the website.

Google and its advertising partners may use advertising cookies or other permitted technologies to serve, measure, personalize, or limit advertising based on activity on Apex Folio or other websites, subject to applicable laws, settings, and consent requirements.

Other advertising providers may operate under their own privacy policies and data practices.

6. Affiliate Links and Referral Tracking

Apex Folio participates in affiliate marketing programs and may provide links to third-party products, software, courses, services, tools, or other resources.

Affiliate links may contain referral identifiers or tracking parameters. When you click an affiliate link, the applicable affiliate network or provider may use cookies or similar technologies to identify the referral and determine whether a qualifying purchase or other action occurs.

The privacy practices of affiliate networks and product providers are governed by their respective privacy notices after you leave Apex Folio.

7. Disclosure of Information

Apex Folio may make information available to third parties where reasonably necessary to operate, maintain, secure, measure, or support the website.

These parties may include:

• Website hosting and infrastructure providers
• Analytics and measurement providers
• Advertising and advertising-technology providers
• Affiliate networks and referral platforms
• Security and technical support providers
• Professional advisers where appropriate

Information may also be disclosed when reasonably necessary to comply with applicable law, legal process, governmental requests, protect legal rights, investigate fraud or misuse, or protect the security of Apex Folio and its users.

Information may also be transferred as part of a merger, acquisition, reorganization, sale of assets, or similar business transaction, subject to applicable requirements.

8. Privacy Choices and Rights

Depending on your location and applicable law, you may have certain rights or choices concerning personal information.

These may include the ability to:

• Request information about personal information we maintain about you
• Request access to certain personal information
• Request correction of inaccurate information
• Request deletion of certain personal information
• Object to or restrict certain processing where applicable
• Withdraw consent where processing depends on consent
• Manage cookies and advertising preferences
• Exercise other rights provided under applicable law

We may need to verify your identity before completing certain privacy requests.

Privacy inquiries or requests may be sent to inquiries@apex-folio.com .

9. Data Security

Apex Folio uses reasonable administrative and technical measures intended to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.

Despite reasonable safeguards, no Internet transmission, electronic storage method, website, or information system can be guaranteed to be completely secure.

10. Data Retention

Personal information may be retained for as long as reasonably necessary to fulfill the purpose for which it was collected, respond to communications, maintain appropriate records, protect legitimate business interests, resolve disputes, enforce applicable agreements, or comply with legal requirements.

Retention periods may vary based on the type of information, the purposes for which it is processed, operational requirements, and applicable legal obligations.

11. International Visitors and Data Transfers

Apex Folio is operated from the United States. Visitors may access the website from other countries and regions.

As a result, information processed through the website may be transferred to, stored in, or processed in the United States or in other locations where service providers used by Apex Folio operate.

Privacy and data-protection laws in those locations may differ from the laws in your country of residence.

Where applicable law requires particular safeguards for international transfers, appropriate measures may be used by the relevant service provider or data controller.

12. Links to Third-Party Websites and Services

Apex Folio contains links to independent websites and services, including publishers, affiliate providers, advertising services, financial resources, and other external platforms.

The collection, use, disclosure, security, and retention of information by third-party websites are governed by those third parties’ own privacy policies and terms.

Apex Folio does not control the privacy practices of independent third parties. Visitors are encouraged to review applicable privacy notices before submitting personal information or completing transactions on external websites.

13. California and Other U.S. State Privacy Rights

Residents of California and certain other U.S. states may have additional privacy rights under applicable state privacy laws.

Depending on the law and whether it applies to Apex Folio, these rights may include requests to:

• Know or access certain personal information
• Correct inaccurate personal information
• Delete certain personal information
• Obtain information about categories of personal information processed or disclosed
• Opt out of certain forms of targeted advertising, sharing, or other processing where applicable
• Exercise privacy rights without unlawful discrimination

Apex Folio does not state in this Policy that every U.S. state privacy law applies to the website. Applicability depends on the relevant law, business activity, and other statutory criteria.

Where a particular state privacy law applies, Apex Folio will review eligible requests in accordance with applicable requirements.

We may request information reasonably necessary to verify the identity or authority of an individual making a privacy request.

14. Children’s Privacy

Apex Folio is intended for a general audience and is not specifically directed to children.

Apex Folio does not knowingly seek to collect personal information from children through the website.

If we become aware that personal information from a child has been collected in circumstances where it should not have been, appropriate steps may be taken to delete or otherwise address that information.

15. Changes to This Privacy Policy

Apex Folio may update this Privacy Policy from time to time to reflect changes to website functionality, technologies, service providers, advertising or affiliate relationships, business practices, or applicable legal requirements.

Any revised Privacy Policy will be posted on this page, and the “Last updated” date may be changed accordingly.

16. Contact Us

If you have questions about this Privacy Policy or would like to submit a privacy-related inquiry or request, contact:

Apex Folio
Email: inquiries@apex-folio.com